Keep checkout familiar
Merchant-paid pricing
Guests see one price. Your restaurant pays the processing expense.
Review your rate structure, markup, transaction fees, and recurring costs for a better overall fit.

Restaurant payments
Compare your processing costs and pricing options with a plan built around your restaurant.
Balance the economics with what guests see at checkout.
Keep checkout familiar
Guests see one price. Your restaurant pays the processing expense.
Review your rate structure, markup, transaction fees, and recurring costs for a better overall fit.
Show the choice upfront
Display cash and card prices before the guest chooses how to pay.
Explore a supported program that accounts for card acceptance costs in the card price.
Reward cash payments
Offer a discount from the posted standard price when an eligible guest pays cash.
Make the cash incentive clear while reviewing the effect on your costs and guest experience.
Offset eligible credit costs
Add a disclosed surcharge to eligible credit-card transactions through an approved setup.
Offset eligible credit acceptance costs. Debit and prepaid cards cannot be surcharged under Visa and Mastercard rules.
Availability depends on your location, processor, POS, and program approval. We confirm the rules, disclosures, and implementation before you switch. These options do not automatically eliminate all fees.
Compare what guests see with each option →Ticket size, card mix, and payment channels all shape the result.
Interchange-plus separates underlying costs from processor markup. Make the pieces easier to compare.
Flat or blended pricing can simplify the rate structure. Check the total against your restaurant’s transaction mix.
Review custom structures where available, including per-transaction charges, recurring fees, equipment, and contract terms.
Your account pricing and the guest’s payment-method pricing are separate choices. We review them together.
Understand account pricing models →Know what you pay today. See what a different setup would change.
Check your effective rateSee processing, software, and equipment costs in one place.
Compare proposed costs using your actual activity, including setup fees and ongoing commitments.
Know what stays, what changes for guests and staff, and how the transition works.
Any savings estimate is based on your account and proposed terms. Savings are not guaranteed.
Pricing has to work where you actually take payments.
Start with what you use today. We check compatibility and explain what can stay before recommending a change. If you’re also evaluating a POS, we can walk through Genius for Restaurants.
We review the full experience: menus and posted prices, payment choices, tips, receipts, and connected ordering channels. The program should be understood before the guest pays.
Your current POS, a description of how you serve, and a recent processing statement are a useful starting point. Contact us first for a secure way to share statements.
A useful quote starts with your card mix, sales volume, average ticket, payment channels, and technology. We compare the total cost rather than lead with a percentage that leaves out the rest.


Tell us about your restaurant. We’ll help you see the cost, the options, and the next step.
Review my payment costsWant more detail on credit surcharges? See Visa’s guidance and Mastercard’s rules.